Does Navy Federal Credit Union Provide Discounts For Car Rentals?
Article April 1, 2026 8 mins read

Does Navy Federal Credit Union Provide Discounts For Car Rentals?

Howard Page
Howard Page
Author

Navy Federal Credit Union offers eligible members special discounts on car rentals. However, the benefits are available with partnered car rental agencies, such as Hertz, Budget, and Enterprise.

The discounts generally include benefits like waived fees/charges for young drivers, extra drivers, and more. Before using it, check everything to make the most out of it.

How to Find Navy Federal Credit Union Discounts for Car Rentals?

To get a car rental discount on Navy Federal Credit Union, follow these simple steps:

  • Browse through the official website or mobile app of Navy Federal.

  • Sign up or log in to your account using your ID and password.

  • Find and choose a credit card option.

  • Now, go to the ‘Card Benefits’.

  • Click on the option ‘Go to Member Deals’.

  • After this, you will see the available discounts.

  • Select your preferred car rental agency from the participating companies.

  • These include Hertz, Enterprise, Budget, and more.

  • Lastly, complete the booking using the available discount codes for maximum savings.

Remember: Discounts vary from one company to another. With Hertz, discounts are around 5%, while you can save up to 35% with Budget.

How to Redeem Navy Federal Car Rental Discounts?

There are two ways to utilize the Navy Federal Credit Union car rental discounts. These include the following:

Via the Navy Federal’s Website

  • You can use the official Navy Federal website.

  • Open your account, using your credentials.

  • Explore the member deals.

  • Available discounts can be noticeable there.

  • You can use the same platform to book a car rental with discounts and deals.

Via the Rental Agency’s Website

  • The official websites of partnered companies can also be used.

  • You can check special government/military rates.

  • If there is any discount, it will display on the screen.

  • You can use the same to book and save.

Note: Please remember that discounts on car rental in Texas and other regions may slightly vary. Therefore, you should contact the concerned rental agency for details.

What are the Top Benefits of Navy Federal Car Rental Discounts?

Members of Navy Federal Credit Union will get 5%-35% discounts on car rentals with various service providers. Here are some benefits that you can get with it:

  • More Savings

Anyone with a membership can save up to 35% while booking car rentals. This benefit is available with nearly all major rental partners, such as Enterprise and Hertz.

  • Collision Damage Waiver

With Navy Federal Credit Union, you can get insurance coverage for rental cars against theft and damage. Collision Damage Waiver is available for a duration of up to 15 days within the USA.

  • Roadside Assistance

You may also get roadside assistance, i.e., Roadside Dispatch Services, with this card. Along with this, you will also get assistance for transport and towing if the rental car breaks down.

  • Extensive Network

The best thing about using Navy Federal for car rentals is that it is accepted in numerous countries, including different regions of the USA. Along with this, many companies are partnered. Hence, you have wider options to choose from.

  • Coverage for Extra Drivers

The primary driver, along with the authorized extra drivers, will be covered under the insurance coverage benefits provided by the Navy Federal.

Tip: You are advised to book at least 5-8 weeks before the pick-up time to get the best rental fees and more discounts.

What are the Limitations of Using Navy Federal Car Rental Discounts?

Using the Navy Federal car rental discount comes with certain limitations. Knowing the same can help you keep surprises at bay. These include the following:

  • CDW coverage might not include cargo vans, luxury cars, motorcycles, or exotic vehicles.

  • Even though the coverage is wider, the benefits might not be available in some nations.

  • You can only use car rental discounts if you book through the official website of the Navy Federal.

  • The insurance coverage available with the Navy Federal card is secondary.

  • Car rental discounts are only applied to the base rental rates.

  • Fuel fees, taxes, and other costs are not covered.

Summary,

Car rental agencies, like Budget, Enterprise, and Hertz, offer special pricing for active and veteran military members. In addition to this, you can also get discounts on car rentals with a Navy Federal Union Credit Card. However, consider the benefits, limitations, and other factors to maximize it.

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Frequently Asked Questions

Does Navy Federal provide discounts for car rentals?

Navy Federal car rental discounts are provided periodically. Contact customer support to know ongoing deals and offers.

Will I get the Collision Damage Waiver with Navy Federal?

Yes, it might be added when booking is done through a Navy Federal credit card.

Can I have the extended benefits of Navy Federal if I take my rental out of the country?

If the designated country has the Navy Federal regulations, the benefits will be extended.

What benefits can I have with Navy Federal for car rental bookings?

Wider network, cost savings, and secondary insurance coverage are a few benefits.

Is there any limitation on Navy Federal for car rentals?

Yes, you may not utilize the Navy Federal benefits in certain nations. Also, luxury, exotic, and cargo vans might be excluded.

Howard Page

About Howard Page

Howard Page is a U.S.-based travel journalist with more than 10 years of experience. He has worked on guidebooks, documentaries, and reports across more than 20 countries. He’s driven by discovering new places. When he encounters something outside the everyday, his curiosity kicks in, his focus sharpens, and his mind feels more alert than usual.