Does Enterprise Take Debit Cards?
Yes, Enterprise can take payments with a debit card with a Discover, Visa, or MasterCard logo in the United States. However, the company follows stringent rules, imposes extra fees, and conducts a thorough background check while using a debit card.
Moreover, the company may not accept debit cards at certain locations. It is highly recommended to connect with the rental company’s local branch before reserving a car.
What is the Enterprise Debit Card Policy?
Before booking, renters are advised to go through the Enterprise debit card policy. Here are the key points one must know about:
This rental agency only accepts debit cards with a Discover, VISA, or MasterCard logo.
The security deposits for debit cards are higher.
This amount may be USD 500 or more.
For airport-based locations, renters will need to show a return flight/cruise ticket.
A driver's license or driving permit for rental cars is mandatory.
Only standard and small cars can be rented with a debit card.
When renting a car with a debit card, only the domestic partner or spouse can be added as an extra driver.
Enterprise does not accept gift cards or prepaid cards for payments.
What to Know While Renting an Enterprise Car with a Debit Card?
While renting a car with Enterprise using a debit card, several aspects should be considered by renters. Here is the list:
Enterprise will place a “hold” on the debit card holder’s account for the estimated rental cost, along with the security deposit.
When using rentals at an airport location, submitting evidence of the return flight is mandatory for international travelers.
2 IDs are needed when renting a car with a debit card. These can be a passport and a driving license.
The rental protection should be of the highest level. Hence, additional insurance may be needed.
Customers may not rent premium and luxury vehicles.
Always book in advance, so that Enterprise will have enough time to do a background check.
Note: Check the policies of Enterprise, as the rental agency in Dallas and other regions may have different rules.
Why Does Enterprise Conduct Extra Checks When Renting a Car with a Debit Card?
As per the Enterprise debit card policy, renters can definitely rent a car with it, but it comes with a higher security hold and a thorough background check due to the following reasons:
The chances of fraud are higher with debit cards. Hence, extra steps of verification are done by Enterprise.
When a car is returned damaged, with fines/traffic tickets, or a rental car is stolen, charging for it is a little difficult; extra checks are done.
Due to liability issues, an extra check is done by Enterprise. This is the same reason why it does not allow renting luxury, sports, or premium cars to debit card holders.
