Does Enterprise Take Debit Cards?
Enterprise can take payments with a debit card with a Discover, Visa, or MasterCard logo in the United States. However, the company follows stringent rules, imposes extra fees, and conducts a thorough background check while using a debit card.
Moreover, the company may not accept debit cards at certain locations. It is highly recommended to connect with the rental company’s local branch before reserving a car.
What is the Enterprise Debit Card Policy?
Before booking, renters are advised to go through the Enterprise debit card policy. Here are the key points one must know about:
Enterprise only accepts debit cards with a Discover, VISA, or MasterCard logo.
The security deposits for debit cards are usually higher than the Enterprise security deposit required for credit card rentals.
This amount may be USD 500 or more.
For airport-based locations, renters will need to show a return flight/cruise ticket.
A valid driver's license is mandatory, and renters should also understand whether you need a credit card to rent a car before booking
Only standard and small cars can be rented with a debit card.
When renting a car with a debit card, only the domestic partner or spouse can be added as an extra driver.
Enterprise does not accept gift cards or prepaid cards for payments.
What to Know While Renting an Enterprise Car with a Debit Card?
While renting a car with Enterprise using a debit card, several aspects should be considered by renters. Here is the list:
Enterprise will place a hold on the account for the estimated rental cost and security deposit when renting a car with a debit card
When using rentals at an airport location, submitting evidence of the return flight is mandatory for international travelers.
2 IDs are needed when renting a car with a debit card. These can be a passport and a driving license.
Many renters choose rental car insurance coverage for additional protection against accidents, theft, and liability claims.
Customers may not rent premium and luxury vehicles.
Always book in advance, so that Enterprise will have enough time to do a background check.
Why Does Enterprise Conduct Extra Checks When Renting a Car with a Debit Card?
As per the Enterprise debit card policy, renters can definitely rent a car with it, but it comes with a higher security hold and a thorough background check due to the following reasons:
The chances of fraud are higher with debit cards. Hence, extra steps of verification are done by Enterprise.
Extra verification helps cover situations involving vehicle damage, unpaid fines, or what happens if a rental car is stolen.
Due to liability issues, an extra check is done by Enterprise. This is the same reason why it does not allow renting luxury, sports, or premium cars to debit card holders.
