JFK Airport Currency Exchange Counters and ATMs
Article August 12, 2026 12 mins read

JFK Airport Currency Exchange Counters and ATMs: Location, Contact Numbers, Open Hours, and More

Access to currency at John F. Kennedy International Airport (JFK) is easy. It is supported through currency exchange counters and ATMs. These services are available across its terminals 1, 4, 5, 7, and 8. When it comes to JFK Airport currency exchange, they are conveniently located within the terminal buildings. However, passengers must know the opening hours and current currency exchange rates for a smooth process. If one needs immediate cash for airport-based facilities, such as rental cars, parking fees, and others, one can use international and standard ATMs with foreign currency dispensing.

JFK Airport Currency Exchange Counters and ATMs

Where to Exchange Money at JFK Airport?

The currency exchange counters at JFK International Airport are located across the terminals. Depending on the arriving or departing terminal, one can choose to visit these counters for currency exchange:

Terminal 1

Service Provider

Currency Exchange International

Location

Level 3, near gate number 4, after security, near departures/check-in

Contact Number

+1 (718) 751-2935

Open Hours

Monday to Sunday: 7:30 am to 11:00 pm

Service Provider

Currency Exchange International

Location

Level 1, arrivals, outside security, near arrivals

Contact Number

+1 (718)751-2935

Open Hours

Monday to Sunday: 8:30 am to 12:00 am

Terminal 4

Service Provider

Currency Exchange International

Location

Level 1, arrival halls, outside security

Service Provider

Travelex Currency Exchange

Location

Level 3, near gate B-31, post-security, retail hall/AirTrain/gates

Open Hours

Monday to Sunday: 6:00 am to 2:00 pm

Service Provider

Currency Exchange International

Location

Level 3, near gate B-22, post-security, retail hall/AirTrain/gates

Open Hours

Monday to Sunday: 1:00 pm to 9:00 pm

Service Provider

Currency Exchange International

Location

Level 3, near retail hall, post-security, retail hall/AirTrain/gates

Open Hours

Monday to Sunday: 6:00 am to 10:00 pm

Service Provider

Currency Exchange International

Location

Level 3, near retail hall, post-security, retail hall/AirTrain/gates

Open Hours

Monday to Sunday: 3:00 pm to 9:00 pm

Service Provider

Currency Exchange International

Location

Level 1, arrival halls, near arrivals lounge, outside security

Terminal 5

Service Provider

Travelex Currency Exchange

Location

Level 3, departures/check-in, post-security, near marketplace

Terminal 7

Service Provider

Currency Exchange International

Location

Level 3, departures, near food court, post-security

Open Hours

Monday to Sunday: 12:00 pm to 10:00 pm

Service Provider

Currency Exchange International

Location

Level 1, arrivals, near arrivals, outside security

Terminal 8

Service Provider

Currency Exchange International

Location

Level 1, connecting tunnel/arrivals, near the great hall, outside security

Service Provider

Currency Exchange International

Location

Level 3, departures/check-in, near baggage claim area, outside security

Open Hours

Monday to Sunday: 6:00 am to 11:30 pm

Service Provider

Currency Exchange International

Location

Level 3, departures/check-in, near concourse C, outside security

Open Hours

Monday to Sunday: 7:00 am to 11:00 pm

Note: People can use these options to get local currency to pay for food, shopping, and rental cars at JFK Airport

What is the Location of the ATMs at JFK Airport?

There are many City National Bank, Industrial Bank, and Bank of America ATMs at JFK Airport. To dispense cash immediately, one can use the ATMs located across the terminals.

Terminal 1

Bank/Service Provider

Location

City National Bank

Level 4, Near Food Court, Post-Security, Food Court/AirTrain

Level 1, Near Arrivals, Outside Security, Arrivals

Industrial Bank

Level 3, Near Check-In, Outside Security, Departures/Check-In

Level 1, Near Arrivals, Outside Security, Arrivals

Cash to Card Machine

Level 3, Outside Security, Departures/Check-In

ATM

Level 3, Near Gate-4, Post-Security, Departures/Check-In

Terminal 4

Bank/Service Provider

Location

Cash to Card Machine

Level 4, Outside Security, Check-In/Departure Hall

Delta Community Credit Union

Level 3, Near Gate B-33, After Security

Travelex

Level 3, Near Gate B-31, Post-Security

Level 3, Near Gate B-25, After Security

Level 3, Near Retail Hall, After Security

Level 3, Near Retail Hall, Post-Security

Level 3, Near Gate A-3, Post-Security

Terminal 5

Bank/Service Provider

Location

Travelex

Level 3, Near Gate-29, After Security

Level 3, Near Check-In, Outside Security

Level 3, Near Gate-23, After Security

Level 3, Near Gate-12, Post-Security

Level 3, Near Gate-10, After Security

Level 3, Near Gate-7, After Security

Level 3, Near Gate-6, Post- Security

Cash to Card machine

Level 3, Outside Security

Level 3, Near Check-In

Convert to Cash Machine

Level 3, Near Check-In, Post-Security

Terminal 7

Bank/Service Provider

Location

Travelex

Level 3, After Security

Level 3, Near Gate-8, After Security

Level 1, Near Arrivals, Post-Security

Level 1, Arrivals, Near Hudson News

Level 1, Near Arrivals, Outside Security

Terminal 8

Bank/Service Provider

Location

ATM

Level 1, Near Baggage Claim Area, Outside Security, Arrivals/Connecting Tunnel

Level 2, Near SkyWalk, Outside Security, AirTrain Connection

Level 3, Outside Security, Near Departures/Check-In

Level 3, Near Gate-6, After Security

Cash To Card Machine

Level 3, Near Check-In

Level 3, Outside Security

Note: These are a few currency ATMs at JFK Airport. Fliers should check the official website of John F. Kennedy Airport to know all options. 

What are the Current Currency Exchange Rates at JFK Airport?

JFK currency exchange rates come with a mark-up of 5%-10% more than the mid-market rates. This means the actual exchange rates may fluctuate according to the market.

  • Exchange rate mark-up: 5% to 10%

  • Highest mark-up at JFK: 15% or more

  • Transaction fee or separate service charge: Depends on the service provider

Remember: Travelers can directly contact Currency Exchange International (CXI) and Travelex to know the current exchange rates. 

Currency Exchange or ATM: Which Option is Better?

To obtain US dollars, passengers have two options – currency exchange counters and ATMs. To decide which one is better, one should know the pros and cons associated with each:

Currency Exchange

Pros

Cons

  • Convenient to get foreign currency

  • Get instant cash

  • Helpful for emergency cash requirements

  • Higher exchange rates, i.e., 5-10% markup

  • Additional transaction or service fees may be applied

  • Not a good choice for exchanging larger amounts

ATMs

Pros

Cons

  • More competitive rates for exchanging money

  • Widely and quickly available across the terminals of JFK

  • Super convenient to get immediate access to foreign currency

  • ATM and foreign transaction fees are applicable

  • The bank may impose extra charges for withdrawing money

  • Dynamic rates for currency conversion

Tips for Easy Currency Exchange at JFK Airport

For a smooth currency exchange at JFK Airport experience, travelers must keep these simple tips in mind, as these will help in avoiding unexpected costs and delays.

  • Always compare the quoted rates by the currency exchange counters with the mid-market prices beforehand.

  • Know the arriving/departing terminal and the available counters on it to exchange money quickly.

  • Airport exchange rates are high. Hence, do not exchange the whole travel budget.

  • Keep the passport and other accepted IDs readily available to speed up the transaction.

  • With limited office hours of currency exchange counters, it is not possible to change the money 24/7.

  • To save more and get some exchanged money, use international ATMs.

  • Do not exchange money during peak travel hours, as longer queues can eat up travel time.

  • Always inquire about the transaction or service fees beforehand.

  • Retain the currency exchange receipt safely to verify the transaction or exchange rates later on.

Final Thoughts,

JFK Airport currency exchange and ATM services remain the most essential part of any international itinerary. These facilities are strategically distributed across JFK Airport terminals. Therefore, fliers must get the location, opening hours, contact information, and other relevant details before arriving to have a smooth experience.

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Frequently Asked Questions

Does JFK Airport have currency exchange centers?

Yes, John F. Kennedy International Airport has multiple counters of Currency Exchange International and Travelex Currency Exchange across terminals.

What currencies can I exchange at JFK Airport?

Visitors can exchange almost all major global currencies, such as the dollar, yen, pound, euro, and others, at the JFK Airport currency exchange.

Should I use ATMs or currency exchanges at JFK Airport?

ATMs are considered cost-effective for getting access to local currency. Currency exchange, on the other hand, offers immediate access to cash.

Which bank has its ATM at JFK?

Currently, Industrial Bank and City National Bank have their ATMs at JFK Airport terminals.

Is there a Chase ATM at JFK Airport?

No, there is no Chase ATM at any of the JFK Airport terminals.

Howard Page

About Howard Page

Howard Page is a U.S.-based travel journalist with more than 10 years of experience. He has worked on guidebooks, documentaries, and reports across more than 20 countries. He’s driven by discovering new places. When he encounters something outside the everyday, his curiosity kicks in, his focus sharpens, and his mind feels more alert than usual.