What Rental Car Companies Accept Chime?
Article March 24, 2026 7 mins read

What Rental Car Companies Accept Chime?

Howard Page
Howard Page
Author

In the USA, most car rental agencies, including Enterprise, Alamo, and Avis, accept the Chime credit card. However, a hold of USD 200 or more may be required for security deposits. Moreover, you may need to show/submit additional IDs and documents, such as a driver's license.

Please note that some companies, such as Hertz and Fox, have already mentioned that they do not accept payments through the Chime credit card. Therefore, you should check if your chosen car rental company accepts a Chime credit card.

Do All Rental Companies in the USA Accept Chime?

Some rental car companies in the country accept the Chime credit card. An indicative list of the service providers has been listed here:

  • Enterprise: It accepts payments through the Chime credit card, but it should be in the name of the primary renter. Also, it should have the VISA or MasterCard logo. Additionally, the company charges a security deposit starting from USD 200.

  • Alamo: You can only use the Chime Credit Builder Visa Credit Card to rent a car from Alamo. It also puts a temporary hold on the card to cover fuel charges, early or late returns, cleaning fees, etc. Remember, the security deposits may vary slightly depending on the location.

  • Dollar: Although Dollar accepts the Chime credit card, it treats it as a debit card. Hence, higher security deposits (usually USD 500) with an extra credit check will be there. In addition to this, you may also need to show the return travel tickets for renting a car from Dollar with a Chime credit card.

  • Avis: Whether you have a Chime credit card or debit card, Avis is among the rental car places that accept Chime. You can use these cards for booking or paying the final bill. However, you should make sure that the card you are using has enough funds for holds and rental fees.

  • Budget: It accepts debit and credit cards, but only at selected corporate locations. To rent a car, make sure your card has the MasterCard or VISA logo. Along with this, you should be at least 25 years of age, have a valid driving license, and a return ticket.

Note: Along with these, there are many other rental agencies in Dallas and nearby regions that accept payments with a Chime credit card. Check this in advance to avoid any issues later on.

How to Easily Rent a Car with a Chime Credit Card?

Renting a car is not difficult if you know what to do and how to do it. To keep last-minute disruptions and approval-related odds at bay, have the following points in mind:

  • First and foremost, check the current limit and balance of the credit card using the Chime app.

  • Make sure you have enough funds.

  • For instance, if the hold amount is USD 600, you must have at least USD 800 or more.

  • Call Chime to validate if the card can be used for rental cars in your current region.

  • In case you cannot use it, just submit an activation request.

  • After this, use the official website/app of the rental agency to book a car rental.

  • Select the date, time, pick-up point, vehicle type, and so on.

  • Although you can pay the rental fees online, choosing ‘pay with credit card at pickup’ via your Chime card is a safe option.

  • Reach the pick-up point at least 40-45 minutes before to complete the necessary process.

  • You can use the Chime app to see the hold on the card.

  • Once the trip is completed, you can use the app to know the status of the deposit’s refund.

  • Generally, it may take 7-10 business days to reflect on the account; the duration varies depending on the scenarios.

In Summary,

By understanding the payment and booking procedures, you can know if the chosen company accepts Chime credit cards for the services. Moreover, you are suggested to check the company’s specific payment policy and availability to maximize the benefits and drive a rental confidently.

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Frequently Asked Questions

Does Enterprise take payments through the Chime credit card?

Yes, Enterprise accepts payments for car rental fees and add-ons via Chime credit cards.

Does Hertz accept Chime credit cards for rental cars?

Hertz accepts various credit cards, but it does not accept payments through the Chime credit cards.

Does Alamo accept rental car payments with a Chime credit card?

Alamo accepts all major credit cards, including the Chime Credit Builder Card. However, the renter should be at least 25 years old and have a valid driving license.

Does the Chime credit card cover damage and accidental coverage?

No, a credit card by Chime does not include any primary or secondary insurance for rental cars. You will need to opt for a separate policy for coverage.

Can a 23-year-old rent a car with a Chime credit card?

Yes, but some caveats are there. Also, rental car companies charge a young driver/renter fee for such bookings.

Howard Page

About Howard Page

Howard Page is a U.S.-based travel journalist with more than 10 years of experience. He has worked on guidebooks, documentaries, and reports across more than 20 countries. He’s driven by discovering new places. When he encounters something outside the everyday, his curiosity kicks in, his focus sharpens, and his mind feels more alert than usual.